Alpharetta and Johns Creek Real Estate

AlphaHomes.com was created by resident Alpharetta Georgia real estate agent and RE/MAX Realtor Jeff Aughey, to serve current and future neighbors in Alpharetta and Johns Creek Georgia.

Jeff has created eguides for home buyers and sellers to supplement his local home search resources. He also offers snapshots of local life in his photo blog.

If you need assistance with real estate, he offers personalized service and over 22 years of local real estate experience. Just call 770-329-4495 for answers to any questions about living in Alpharetta, Johns Creek and North Fulton County, Georgia.




Apr
17
Filed Under (Local Real Estate) by Jeff Aughey on 04-17-2015

Saving money on your mortgageIf you are preparing to buy a home, take a few minutes to seriously consider the advantages of selecting a 15-year fixed rate mortgage, currently at 2.875% over a 30-year mortgage at a full point more: 3.875%

Buying an Alpharetta Georgia home with a $300,000 mortgage means that you will be paying approximately $2,054 per month in principal and interest for your 15-year mortgage, as compared to  $1,411 per month for a 30-year loan.

So, for a monthly increase of $643, you will save 15 years of indebtedness and about $165,000 overall for the cost of interest on your home.

For those who regret not taking advantage of a lower interest rate earlier this year, taking on a 15-year mortgage may help you to recover those potential savings.

If you are interested in buying a house now, call your buying agent Jeff Aughey at 770-329-4495.



Apr
02
Filed Under (Local Real Estate) by Angela Allen on 04-02-2015

South Forsyth County School District MapBased on requests by real estate buying clients seeking top schools in the North Fulton and South Forsyth areas, homes in the Northview High School and Lambert High School districts are the most popular. The housing available for these areas is in such high demand that the neighborhoods have recovered from the real estate market crash and the prices have appreciated faster than in surrounding areas.

How Popular ARE These School Districts?

Seven out of the last ten of my clients have mentioned one of these two schools in particular as their choice when seeking a house in a specific school district. Due to these schools’ reputations, the homes in these school districts are more popular than others — and are bringing higher prices and multiple offers. If you want to buy in these school districts, review these maps: North Fulton County School District Map and South Forsyth County School District Map.

How Quality School Districts Impact Homeowners

If you are a homeowner — or plan to be one soon, school districts matter. It’s important to buy a home in the best possible school districts, even if you don’t have school-aged children.  The value of these homes will be less impacted during any real estate market fluctuation and will recover faster than homes in less-sought-after school districts.

How I Can Help You

If you have a home in one of these two districts and have considered selling, now may be a great opportunity, call me — I can help you list and sell your house. If you are seeking homes in the cities of Alpharetta, Johns Creek or Cumming, I will be happy to help you find the best home for you and your family.



How to make the lowest offer to buy a house in Alpharetta GeorgiaYes, real estate prices have been going up — 12-20% in the last year. The real estate market has gone from a buyer’s market in 2009 – 2011 to a seller’s market this year. It’s tougher to get the house you want at those rock-bottom prices now, but it’s not impossible to find a great deal.

Most local Alpharetta area house buyers have quite a few questions, including:

  • In this seller’s market, how much lower than the list price will a buyer accept?
  • How do you, as a buyer, make the right first offer on a house for sale in north Fulton County and southern Forsyth County?
  • Can you still low-ball a seller successfully?

Even in a seller’s market, it is possible to buy at less than asking price, and you can increase your chances by following the tips below. You will also need to know how to negotiate a lower price on a house when the house is already a good deal. Of course there are determining factors in each individual situation, but knowing a few of the “rules of thumb” will help you to get the house you want at the price you can afford.

Every buyer wants to pay the least possible for the most house. Right? Here are a few tips to help get you started. Continue reading “When Buying An Alpharetta House: How Much Lower Should My Offer Be?” »



Jul
04
Filed Under (Local Real Estate) by Jeff Aughey on 07-04-2013

Real estate tools for buyers in a seller's market in Alpharetta GeorgiaThe tide has turned. The buyer’s market in real estate has suddenly turned into a seller’s market. With that change, the landscape has changed for both buyers and sellers. If you want to buy a new house in this market, you are going to need some tools to be successful. Jeff Aughey, Realtor for the North Fulton and Southern Forsyth Counties can help. Here are a few tools for buyers in today’s market. Continue reading “7 Ways to Buy in a Seller’s Market” »



Jun
26
Filed Under (Local Real Estate) by Jeff Aughey on 06-26-2013

Mortgage Interest Rates Climb for Georgia Home BuyersMortgage interest rates are climbing rapidly. The recent spike, in the last two months, has added a full point to the interest rates buyers will pay on a new house. Last month, I talked about the low interest rates (then 3.5%), available to Alpharetta home buyers, and suggested that anyone who wanted to buy should buy right away. Today, that rate is no longer available, but my advice is still the same, and this is why:

  • From an historical perspectives, don’t worry about the fact that you didn’t get your 30-year fixed at 3.5%.
  • Realize that today’s rate of 4.5% is still a fantastic rate and waiting will only leave you with higher rate options. Looking forward, rather than looking back, indicates that now is the time to buy.
  • Although 3.93% was available on June 20th as reported by Freddie Mac, today you won’t get anything under 4.5%.
  • Don’t put off your home shopping in the hopes that the rates will return to below 4%. That’s a bad choice.
  • If you want a new house, you should buy one now. Today’s rates are still near those historic lows.
  • Consider: In June of 1983, interest rates were 12.87%; in 1993 they were 7.42; in 2003 they were 5.23% and today it’s 4.5%. (See this chart to compare historic mortgage interest rates.)

Six weeks ago, I advised readers to take advantage of the interest rates. That advice still stands, even as the interest rates climb. If you are planning to move in the next five years, and you are still “sitting on the fence” — now is the time to do it. Don’t just sit there, take advantage of the still low rates before they, too, are history.



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